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43 reviews
Addicted to Money (ATM) is a mobile-first, subscription-based budgeting and financial clarity app launching in January 2026. Founded by Belinda Campbell, the app was created to help everyday Australians — especially women and regional families — finally understand their money without the stress, confusion, or overwhelm.
ATM gives you a simple way to enter your income and expenses so you can instantly see how much you earn, how much your bills and living costs actually add up to, and how much you genuinely have left over. It helps you live within your means, set realistic financial goals, and spot the areas where you may be overspending without realising it.
Instead of juggling spreadsheets, paperwork, or dozens of apps, ATM brings everything into one easy system designed for real Australian households. It’s a straightforward, low-cost tool built to give you clarity, confidence, and control — so you can make smarter decisions and feel more secure about your financial future.
Hi, I’m Bee, the founder of Addicted to Money. I’m a mum, FIFO worker, and someone who learned firsthand how overwhelming money can feel when life is busy, unpredictable, and full of responsibilities. For years, I struggled to find a budgeting system that truly worked for everyday Australians — especially regional families, shift workers, and people juggling kids, bills, and goals.
So I created one.
Addicted to Money is built from real experience, real challenges, and a genuine mission to make money simple, clear, and empowering. I wanted a tool that helps you stay organised, stay accountable, and actually understand where your money is going — without the stress, guesswork, or complicated spreadsheets.
Whether you’re budgeting, saving, paying off debt, organising your bills, or building better habits, ATM is here to support you every step of the way.
Smart tools that help you make every dollar count with intelligent tracking and insights.
ATM is designed for the realities of Australian living — the bills, the cost-of-living pressures, and the day-to-day expenses that real households face. It’s a simple, customisable budgeting tool created to support everyday Aussies, including regional families and busy households who need clarity, structure, and confidence with their money. Low-cost, practical, and easy to use, ATM helps you stay organised and in control, no matter where you live or what life looks like.
ATM brings all your financial information together in one simple, easy-to-use place. Your income, expenses, bills, debts, savings goals, policies, and investments can all be organised and understood at a glance — no more juggling spreadsheets or multiple apps. Alongside the tools, ATM provides supportive education, practical content, and a community focused on helping you feel confident and in control of your money, without the need for costly financial advice.
ATM isn’t an investing platform, but it helps you plan for investing by letting you enter how much you’d like to put aside and see if it fits within your budget. You can track your investment amounts, manage debts, and keep your financial goals clear — all in one simple system. For easy investing tips and beginner-friendly guidance, you can follow our social pages while using the app to plan and stay on track.
Everyone who pre-registers for the app, up until our official launch, will receive 50% off the standard subscription price for the first two months of their paid plan.
For users who want to test the full features of ATM before committing to a longer plan.
For users who want a modest discount while managing cash flow on a quarterly basis.
For dedicated users committed to their financial goals who want the best value for money.
Pre-register now and become one of our beta tester and give us some feedback about our app.

The Debt Page and automatic savings goal creation for balloon payments are brilliant for first-home planning. Great for regional users!

Very intuitive UI/UX. Started with the Free Tier for learning resources and quickly saw the value. Less complex than other apps.

The Investment Tracker for shares, crypto, and super is the holistic view I needed. Excellent Investment Reminder notifications.

ATM (Addicted to Money) is a mobile-first, subscription-based budgeting app designed for everyday Aussies and families who want clarity, structure, and confidence with their money. It helps you understand what’s coming in, what’s going out, and what’s left over — all in one simple, real-life budgeting system built for how people actually live, earn, and spend.
The subscription options are: Monthly ($7.99 AUD), Quarterly ($7.20 AUD/month), and Annual ($6.50 AUD/month). A Free Tier offers a view-only budget and access to learning resources.
The launch is set for January 2026. The founder is Belinda Campbell, an Aussie working Mum.
Future features include a Kids version , AI-assisted budgeting suggestions, Automated bill categorisation, and Partner accounts for joint budgeting.
ATM centralises budgets, debts, savings, and investments into one simple interface. Key features include customisable budgeting tabs, an Insurance Policy Tracker, and an Investment Tracker. Its advantage is its simplicity for real Australian expenses.
We are confident that Addicted to Money (ATM) will be the simple, powerful tool you need to take control of your finances. We are committed to establishing brand authority and trust in the finance market. Should the product not meet your expectations, we will address it promptly to ensure your satisfaction.
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